Open Banking (AISP)
Licensed Account Information Service Provider under PSD2. Direct bank connections across the Baltics and beyond – compliant, secure, real-time.
All Major Baltic Banks
Swedbank, SEB, Luminor, Citadele, Revolut and more.
PSD2 Compliant
Fully licensed by Bank of Latvia. Registered in EBA payment institution register.
Read-Only & Secure
Strong Customer Authentication (SCA). We never store your users' login credentials.
AIS Portal
Dedicated user portal for consent management and account data access.
PSD2 access, without the per-bank integration work
Connect via PSD2
Your customer authorizes access through their bank's SCA flow — Catego handles the AISP-regulated connection as a licensed third-party provider.
Pull account & transaction data
Retrieve balances and transaction history through a single unified API instead of integrating each bank's own PSD2 interface separately.
Build on top
Feed the data straight into categorization, credit scoring, budgeting tools, or accounting software.
Licensed, Supervised, Trusted.
Catego is authorised as an Account Information Service Provider (AISP) under EU Directive 2015/2366 (PSD2), supervised by Latvijas Banka – the regulatory authority of Latvia.
Open banking, answered
What is an AISP under PSD2?
An Account Information Service Provider (AISP) is a regulated entity authorized to access a customer's bank account data — with their consent — under the EU's PSD2 open banking rules. Catego is a licensed AISP supervised by Latvijas Banka.
Which banks does Catego's open banking API cover?
Most of the banks across the Baltic states, including Swedbank, SEB, Luminor, Citadele, and Revolut, etc.
Is this the same as transaction categorization?
No — open banking (AISP) is about accessing account and transaction data itself. Categorization is a separate service that classifies that data once you have it. Many customers use both together.
How is the connection secured?
Access follows PSD2's strong customer authentication (SCA) requirements, and Catego operates under active EBA/Latvijas Banka regulatory registration — see the registry links below.
Need the data categorized too?
Pair open banking with our categorization API to turn raw transactions into structured, ready-to-use spend data.